If you have hunted for a flat in Accra, Tema or Kumasi recently, you already know the headline tension around Ghana rent advance payments. The law says six months. The landlord says two years. Both statements are true at the same time, and that gap is reshaping how tenants budget, borrow and move in 2026. What the law on paper says Section 25(5) of the Rent Act, 1963 (Act 220), as amended by PNDC Law 5,...
Ghana’s proposed Rent Bill is the most-watched housing reform in a generation, and tenants want one straight answer: will it finally end the 2-year advance payment trap? You know the story. A landlord names a figure, multiplies it by 24, and waits for your panic to do the rest. The Rent Act 1963 already caps long-term residential advances at six months, yet research from CISA shows the average tenant in...
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